Denise Williams

Homebuyers are becoming more active this fall as housing affordability gradually improves. According to the National Association of REALTORS® (NAR), the Pending Home Sales Index—an early indicator of future home sales based on contract signings—rose nearly 2% nationwide in October. However, pending sales are still slightly below last year’s level, down 0.4%, as some buyers continue to wait on the sidelines. The Midwest  is currently driving the strongest growth in contract activity. Pending...

A Shiny Promise with Hidden Chains When President Donald Trump introduced his plan for 50-year mortgages , it was marketed as a lifeline for young Americans struggling to buy homes. The idea: spread payments over half a century to make monthly costs more affordable. But as critics point out, this policy might be a “Greek gift”  a tempting offers that hides long-term financial consequences. From FDR’s 30-Year Loans to Trump’s 50-Year Vision During the Great Depression, President Franklin D....

For years, many people have placed their hopes in the government, waiting for policies to change, programs to launch, or opportunities to...